1. What is a note?

       A written document that states a promise to pay, and the terms which include the amount, interest rate and length of time in which to fulfill this promise.

   Although the majority of private paper assets exist in the form of mortgage notes generated when sellers carry back some or all of their equity in the properties they sell, a great deal of private paper is also created as a result of other types of transactions.

2. What if I want cash now instead of waiting 30 years to get paid back?

   That is where I come in. I work with investors who are interested in purchasing your note (or your client's note) from you so you can have the money you need. This way, you do not have to worry about late payments or non-payment any longer!

3. Who invests in notes?

   Actually, there are thousands of individuals across the countries who invest in notes. However, they are minor compared to the banks and pension fund managers -- they are the biggest investors in promissory notes because they are considered to be safe investments. Additionally, investors will know their yield before they even buy the note -- you cannot get that from investing in the stock market!

4. How much is this going to cost me?

      There is no charge to list your note (or your client's note). Please click here and fill in the requested information. We will have a buyer lined up for your note (or your client's note) within just a few days.

5. How long will it take before I get my money?

   Normal closing time is 2 to 3 weeks, once we have lined up a buyer.

6. Is an appraisal required on all transactions?

      No. the appraisal requirement is determined on a case-by-case basis. If there is sufficient supporting evidence, an appraisal will not be required

7. Must a note seller appear in person to close?  

      No, we have closed note transactions all over the U.S. by overnight mail. Proceeds are then overnighter by certified funds or wire transferred depending on the wishes of the note seller.

  8. Is it necessary to sell the entire note to get cash?

      As a general, rule no. However, selling less than the full amount of the note can bring about undesired consequences for both the note holder and the purchaser. Care must be taken selling or purchasing less than the full amount of the remaining balance

If you have any other questions, please feel free to contact us. We will be happy to help you.